Soft inquiries typically occur when a person or company checks your credit report as part of a background check. Examples include employer background checks, getting pre-approved […]
Hard inquiries generally occur when a financial institution, such as a lender or credit card issuer, checks your credit report when making a lending decision. They […]
Taxpayers can encounter identity theft involving their tax returns in several ways. One instance is where identity thieves try filing fraudulent refund claims using another person’s […]
INTERNET: Online “phishing” has become very popular. ID thefts occur when you receive emails from people posing as legitimate companies asking for your contact or credit […]
