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November 8, 2016

What is a soft inquiry?

Soft inquiries typically occur when a person or company checks your credit report as part of a background check. Examples include employer background checks, getting pre-approved […]
November 8, 2016

What is a hard inquiry?

Hard inquiries generally occur when a financial institution, such as a lender or credit card issuer, checks your credit report when making a lending decision. They […]
September 28, 2016

Ways of Identity Theft:

INTERNET: Online “phishing” has become very popular. ID thefts occur when you receive emails from people posing as legitimate companies asking for your contact or credit […]